Annuities are powerful financial instruments designed to provide guaranteed income for life. Whether you’re planning for retirement, seeking long-term financial security or aiming to diversify your investment portfolio, annuities offer…
Category: Financial Literate
The reason we have a weak rand is a bigger issue than short-term trades by the big banks. A colleague of mine recently told me, “I hate banks”. And it…
If your retirement fund and group life cover make up the largest portion of your assets, a beneficiary fund may be a simple and cost-effective way to ensure that your…
Is it better to use life cover or an education protection plan to ensure that your child’s education is provided for in the event of your death? Every September, which…
Oct 6, 2023 On 1 March 2024 there will be a radical change affecting everyone who is a member of a retirement fund, with the implementation of what has come…
I’m thinking about resigning so I can cash out my pension and rather invest the funds myself. What are the pros and cons of doing this? ROHU’s Answer Some people…
Rory Brachner, Managing Director at DoshGuide, provides some tips on how you can recognise great financial advice. There are tens of thousands of financial advisors in South Africa, but there…
It is becoming easier and more affordable for South Africans to invest in offshore funds. Pieter Koekemoer, head of Personal Investments at Coronation, has some advice for those interested in investing…
So many people have been caught out by the “get rich quick” advertising of foreign currency trading platforms and have failed to do their homework properly. If you really want…
When Sello entered the Money Makeover Challenge, he was establishing a start-up business to manufacture eco-friendly straws for restaurants and retailers. He had taken out personal loans to purchase manufacturing…