An annuity rate is the percentage by which an annuity grows each year. Annuity rates are determined by insurance companies. The annuity return rate depends on how much money is…

A few reasons to consider buying an annuity include the tax advantages, income for life and customization options for added benefits. The Annuity.org editorial team interviewed annuity buyers and financial…

Whether you’re a retiree seeking an income stream that you can’t outlive or a new investor building a well-rounded retirement savings plan, buying an annuity can offer financial security and…

Qualified and nonqualified annuities are tax-deferred investment strategies. Qualified annuities are funded with pre-tax dollars, while nonqualified annuities are funded with post-tax dollars. You must pay federal income tax on…

Because annuities grow tax-deferred, you do not owe income taxes until you withdraw money or begin receiving payments. Upon withdrawal, the money will be taxed as income if you purchased…

An indexed annuity, also known as a fixed-index annuity or an equity-indexed annuity, credits interest based on two factors: a minimum guaranteed rate and additional returns based on the performance…

There are three main types of annuities: fixed annuities, fixed index annuities and variable annuities. Annuities can also be classified as immediate or deferred, indicating when you will begin receiving…